I am currently 19 years old in poly and know nothing about investing. How and where do I start?

Firstly, you need to establish whether you possess the knowledge, skills, experience, and time to manage your own investment portfolio.

If so, you can look into bonds, ETFs, stocks, shares, robo-advisor, derivatives, forex. In fact, the options are limitless.

On the other hand, some insurance companies partner with global investment firms like Mercer, and BlackRock to create an optimised portfolio for their clients to invest their money. Additionally, your agent should be capable enough to give you responsible advice on your asset management over time. This reduces the need for you to spend considerable time to manage the investment on your own.

These days, investment-linked policies (ILP) that are used for investment have only basic death coverage, which is probably equal to the premium that you have paid. Therefore, you ain't paying much for insurance charges. However, this depends on the plan that we are referring to. Therefore, speak with your agent for the most accurate information.

Having mentioned that, you should still have a basic understanding on the financial instrument that you are investing into (be it on your own or through an insurance company). This ensures that you are comfortable putting your money to grow for the long run.

I share quality content on estate planning and financial planning here.

You can use this tool to calculate your basics of personal finance:

https://www.aaronleow.com/calculators

I've linked some key FAQs on investing on that page as well.

Like Wilson mentioned, invest in yourself first. I would add this to the list of fundamental reading:

https://www.amazon.com/Little-Book-Common-Sense...