facebookI am always in the state where i feel like i don't have enough $$. Even after getting paid and allocating my $ to expenses, investments, i find myself feeling it is not enough. - Seedly

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Anonymous

28 Oct 2024

βˆ™

Adulting

I am always in the state where i feel like i don't have enough $$. Even after getting paid and allocating my $ to expenses, investments, i find myself feeling it is not enough.

It happens immediately and i am lookng forward to my next pay check and just thinking what i can do with my salary to put into investments. I don't get to enjoy the present as a result. How can i cope with this insecurity?

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Ngooi Zhi Cheng

6d ago

Student Ambassador 2020/21 at Seedly

Let me share a perspective that might help reframe your relationship with money and financial security.

As someone who works closely with professionals across different wealth levels, I've observed that this feeling of "never enough" often isn't actually about the numbers. Even clients with substantial net worth sometimes experience the same anxiety you're describing.

Here's a framework I use to help navigate this:

  1. Understanding the Root
  • Is it truly about insufficient funds, or about seeking control and security?
  • Are you comparing your journey to others, especially in Singapore's achievement-oriented culture?
  • Have you defined what "enough" means for you personally?
  1. Practical Assessment
  • Create clear financial milestones rather than an abstract "more is better" approach
  • Break down your security needs into specific targets:Emergency fund (6-12 months)
    Protection coverage (insurance adequacy)
    Investment portfolio (aligned with life goals)
    Retirement planning (concrete numbers)
  1. Mindset Shift Strategy
  • Set aside a dedicated "enjoyment fund" - even if small
  • Practice financial mindfulness by reviewing achievements rather than just focusing on gaps
  • Acknowledge that financial security is a journey, not a destination
  1. Balance Sheet vs Life Sheet Instead of constantly thinking "What more can I invest?", try asking:
  • "What memories am I creating?"
  • "Am I maintaining important relationships?"
  • "How am I growing personally and professionally?"

Remember: The goal of wealth building isn't just accumulation - it's creating a life of meaning and purpose. Sometimes, the wisest investment is in your present well-being and personal growth.

I believe you are young man chasing dream. Once you live till sudden point. Money just a number and your limited life time is real and time is passing by fast.

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Time and money both important

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enjoy your limited time on earth - we are going to Mars soon - thanks to Elon Musk
money always has enough

Do you identify with any these signs of: constant worry about finances, fear of losing money, and felt that it is impacting your wellbeing? you might be experiencing money dysmorphia. here are some ways to go around money dysmorpia, such as setting realistic goals and budgets.

Well, treasure present as well. Remember one japanese eat minimallay for few decades and save huge amount but life is nothing except work and eat minimum and nothing else. He save one milllion but price paid is did nothing except work . He is lucky still survive and alive during these hard working years. Nobody can predict so self balance is impo

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