facebookI am 30 yrs old with 185k net worth in savings and investment but I suffer from insomnia regularly and encounter suicidal thoughts at times? - Seedly

Anonymous

25 Mar 2021

Robo-Advisors

I am 30 yrs old with 185k net worth in savings and investment but I suffer from insomnia regularly and encounter suicidal thoughts at times?

Hi all, I am 30 yrs old with 185k net worth in savings and investment (roboadvisor) . However, I am so stressed up with life. I suffer from insomnia regularly and encounter suicidal thoughts at times?

I'm torn between resigning from my job to focus on self care and improving my mental health or hang on for another 4 years because there are a few yearly bonuses lined up for the next 4 years.

I am a dip holder with no useful skillsets. I worry that it will be very difficult for me to secure a job if I leave now. I am drawing a salary of 4k which I am very thankful for.

I am married without kids, but do have elderly parents to take care of. What would you do in my situation?

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Think about it, your health follows you 24/7 since born and throughout your life, definitely not so for your job! What should be your priority and what should you look forward to since your emergency funds can probably last you for years.

Please get some help first... week counseling if you need to.

A few things I’m seeing here.

1) while the money may be good but there are more important things, like relationships, your parents, your friends are going to be very worried

2) the pay, though good, could be a stressor. Imagine, if you did not draw 4,0000 a month, let’s say 2,800. Would it affect your decision?

do seek help soonest especially if you’re feeling suicidal. Walk away if you have to

Kenneth Fong

24 Mar 2021

Marketing Manager at Seedly

Hi anonymous,

Money can always be earned in the future. But we ONLY have one life, so it's definitely a better idea to take a break from your job if you need to.

Many companies and firms offer sabbaticals or maybe you could even speak to your superiors/ HR to take some time off or even go on non-paid leave. It's okay to take a break, recharge, and realign yourself before coming back to the rat race. Assuming you manage your expenses and don't have huge financial liabilities and fiscal responsibilities, your savings should last you a while. You just need to plan for it and live a modest life while you pick yourself up.

If your job is the source of your insomnia and unhappiness, then maybe it's time to leave and find something else which is kinder to your mental health. For most of us, work is where we exchange time for money in order to do the things we want. But if work is taking away more than just time from you, then you really need to ask yourself if it's worth losing yourself to it.

Source: Adventure Time

I understand that job security is an issue (given this climate), but there're always jobs and work out there. ALWAYS.

It just depends on what's the job and whether we want to do it or not. You might not find yourself in the exact position, level, or vocation you want when you return. But in the grand scheme of things, we're not here on this Earth to just work and die.

You can pick up new skills, pivot to another industry (if this one's too stressful), or even find work that is more meaningful than what you're doing right now. You just need to give yourself time to recover and the opportunity to explore your options.

I'm not sure what you're going through in your life right now but you might want to use your support network too. Talk to your parents and your partner (also, you left out your friends!) about your worries and concerns. We don't have to be strong all the time. We're human too. But most importantly, we all have people around us who care, so it's really not the end of the world.

In the worst-case scenario where your parents don't care about you, your partner doesn't acknowledge your presence, and you don't have any friends... there're communities (like Seedly!), hotlines, therapists, and support networks, which many other Seedly community members have shared, that you can turn to.

Bottom line: you are NOT alone!

Take some time off to find yourself and take care! Don't give up!

Your concerns are perfectly legitimate.185k quickly vanishes without a job if u leave. The good thing is you know your situation is not great.

You probably got to 185k by saving alot and sacrificing your enjoyment, compromising your overall human experience which adds to stress. This is the side effect of oversaving which is not discussed here.

I suggest u continue working but spend some money to find a hobby u will grow to enjoy. Meet some like minded friends or maybe learn something with your spouse. lastly, stop reading forums that tell you no point in spending money. You've worked and save like a madman for long, it's time to explore what life has to offer you

Robin

24 Mar 2021

Administrator at SG

Mental health is a priority. If we ourselves are not well, we cannot be there for others.

185k is a...

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