How would you manage your salary with a low salary of 3.5k take home? I can take high risk, is it ever achievable to reach FI with a low salary?

Budget - cut on those unwanted subscription, no Starbuck,

skill upgrade

work in a few side hustle, or part time

force saving

invest

It's never too late to invest. $3.5k take home is sufficient. Take the 0.5k for insurance and investment. Slowly built on them as and when your salary increases. It took me 15-18 years of my career before I started seriously investing more.

Depends on how old are u and the life stage you're in. If just starting out in career, $3.5K take home seems decent. But if youre starting a family, may be abit hard. Cut down on spending, and track your expenses monthly!

Really depends on what your idea of an FI lifestyle looks like.

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I say - You could start off with a low salary (speaking as one who started off lower myself), but you must take steps to ensure it is not your lasting and final salary.

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More importantly is to assess your current and FI budget, because this is a part of your answer. Once you have that, you can at least work out your sums and then take the risks with those in mind.