How useful do you find the CPF Retirement Income Planner? Or how do you think it can be improved?

• Retirement Income Planner - https://www.cpf.gov.sg/member/tools-and-services/planners
• Read more here if you are lazy to log in via Singpass: https://dollarsandsense.sg/monthly-top-cpf-account-can-ensure-us-secured-retirement/

While it's good that it factored in inflation, increment in salary, simulation based on CPF Top up/Transfer of OA to SA... Good start.

I feel there are still room for improvements... e.g.

• having simulation include top up of MA to BHS,
• include the year/duration of self top up,
• deductions from OA/SA (Housing/investments),
• deductions of MA for the various insurance schemes, etc.

Feel free to add on. It would be good to have a calculator that simulates to the future so we can top up the shortfall (if any) via other means.

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I prefer Value Warrior's version: https://valuewarrior.blogspot.com/p/cpf-calcula... for now though beta.

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Hopefully someone from CPF sees this too.