How to resolve the dilemma between saving and investing?

Once you save 6 months of income aside, the rest can all be invested. Unless you are taking a different approach, for instance saving up a war chest for opportunity to enter the market when it crashes.

Decide based on financial goals. If your investment is for retirement, you will want to calculate your retirement needs and save up + invest accordingly.

Its all about perspective , personally i want to allocate 80% of my earnings to assets that can generate more // ie i hate money sitting in the bank.i dont really do emergency fund as there is no need for me rn.this point in my life there's no huge ticket item as well so no to savings also.i dont wanna hit 30 and be like i have no money . utimate goal is to have a 500k portfolio by 30 years old tough but its possible.

I think is planning out what your priorities are and what you need in the near future. example having a certain amount set aside and investing the rest .

I think this should help you decide?

Basically saving 1st, increase your income 2nd, investment last.

Saving protect you from rainy day, increase income indirectly increase your saving, when you have spare cash then invest.

https://www.income.com.sg/blog/should-i-save-or...