Edwin

19 Jul 2022

∙

General Investing

How to earn more than 4% p.a risk-free in USD without FX risk or taxation (e.g. dividend withholding tax).

Somebody is willing to lend me upto 173k USD provided I pay back 200k USD by the end of 2026. Is it possible?

12

Discussion (12)

What are your thoughts?

Learn how to style your text

Barrilicious

24 Jul 2022

Nah. make it a 20y loan. i guarantee you can get it. (provided this capital is in a classic ETF)
https://screener.fidelity.com/ftgw/etf/goto/sna...

Reply

Save

View 2 replies

Just_Saying

21 Jul 2022

No such thing as risk-free, even the person who loan you money also face the risk of you running road with the money.

Reply

Save

Billy

19 Jul 2022

Development & Acquisitions Manager at Real Estate Private Equity

Risk-free rate = govt bonds = 3% p.a. but its in SGD so with the appreciating USD, tough for your mo...

Write your thoughts

Related Posts

Why are US accumulating ETFs (e.g. CSPX) still subjected to dividend withholding tax even though no dividends are paid to the shareholder?

Looking to purchase WCLD etfs in ibkr and realised that there are WCLD, in both nasaq and LSE respectively. Both ETFs are in USD, what is the difference between the 2? Withholding dividends tax?

US Dividend Withholding Tax: As compared to ETF, does investing in Unit Trust enable a Singaporean investor to avoid this taxation? Assuming both underlying assets are US investments.?

Hi, for the risk-free rate in the CAPM formula. Should i use the market yield or the coupon rate of the 10 -year bond as the risk free rate ?

Do you buy and sell FX for its capital gains using DBS Multiplier Account? If no, could you advise why? E.g. Better alternative platforms. Not into active FX trading but to earn a bit of FX gain.?

Related Posts

Why are US accumulating ETFs (e.g. CSPX) still subjected to dividend withholding tax even though no dividends are paid to the shareholder?

Looking to purchase WCLD etfs in ibkr and realised that there are WCLD, in both nasaq and LSE respectively. Both ETFs are in USD, what is the difference between the 2? Withholding dividends tax?

US Dividend Withholding Tax: As compared to ETF, does investing in Unit Trust enable a Singaporean investor to avoid this taxation? Assuming both underlying assets are US investments.?

Hi, for the risk-free rate in the CAPM formula. Should i use the market yield or the coupon rate of the 10 -year bond as the risk free rate ?

Do you buy and sell FX for its capital gains using DBS Multiplier Account? If no, could you advise why? E.g. Better alternative platforms. Not into active FX trading but to earn a bit of FX gain.?