How should someone who can only invest around $200-$300/month start on the boglehead fund? Looking at STI ETF, and a international ETF (VWRA/ SWRD+EIMI)?

First of all, if your monthly investment amount is small, do it yearly instead. Or else the commissions will eat into your investments. i.e. approx. S$10/SGX trade on DBS Vickers, for example.

For the domestic portion of the boglehead fund, you can consider splitting it into both STI ETF (SG domestic) and an S&P 500 ETF (USA domestic) (buy from London Stock Exchange for reduced taxes). Reason being the STI ETF only has 30 stocks, you can't expect too much from it.

Another international ETF worth considering is IWDA. It's an accumulating global ETF, less emerging markets.

This is an interesting one, I've heard of Jack Bogle but have not heard about Boglehead fund and portfolio :)

Did abit more research and found this:

A three-fund portfolio is a portfolio which does not slice and dice, but uses only basic asset classes.

It would typically consist of three components –

• Domestic (Singapore) stock index fund (STI ETF)

• International stock index fund (VWRA)

• Bond index fund

The majesty of simplicity, Bogleheads call it. The essence of the 3-Fund Portfolio is to use low-cost funds that represent the entire markets. Cash is not considered within the portfolio.

For the following, I feel any custodian brokerage accounts would suit your needs? One which does not have too high trading fees.

A robo-advisor would be another option but it would only cover the:

• International stock index fund (VOO, VWRA)

• Bond index fund

So you would have to buy your own local domestic index fund on your own (using a RSP from either FSM, POEMS or DBS/OCBC. But the costs per trade are abit high at 1%.​​​