How much should one have in investments & liquid savings at age 27/28? Like a benchmark? Any peers my age can share some numbers? Currently I have about 105k or so in both investments + savings.

Not a lot because if you buy a house, the down payment will eat in

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Hi anon,

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Not capping

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But currently my NW at 26 is about plus minus 300k (not counting CPF) depending on whats Bitcoin doing with about 20k debt (cause i went crazy and bought a couple of random usless purchase). because I been stuck under 1 mil since 2017 so like i guess i was having a mid life crisis moment.

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Current asset allocation

ETF (Single country and reglional ETF like Europe, Latin america, Asia) 13.95%

Commodity 19.08%

Liquid cash 4.58%

Crypto 66.04% (Started in crypto so main bags are from left over)

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Dont really do single company stocks because in my opinion the ETF are to derisk my crypto holding.

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Hope it helps.

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I dont earn much on my dayjob less then 35k a year. so yeap Crypto is crazy and fun

I think a good benchmark to think of is 100K before 30 which you have already achieved so good for you.

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However, from here on, there are other considerations like big ticket items coming in the next few years? Maybe marriage or getting a house etc. You will need to figure out how much liquid cash you want to budget. Additionally, you should still be planning for your retirement.

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As long as you continue to live below your means and invest, you will have a solid background in the next 10 years depending on how much you invest.

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You should follow @thewokesalaryman. They address this issue really well. Note that I am not affiliated with them.