How much should I invest in a Robo advisor?

Hi,

Rather than asking how much to invest into robo adviser, you can try to put aside money which you do not need for long term (3-5 years).

That amount of money you can utilise solely for investment.

Investment amount can be broken even more to several portions like less risk(robo adviser, bond, trust, etf), mid risk(less volality stocks) and high risk(high volality stocks).

As what the book intelligent investor states, high risk portion also known as mad money, should not exceed 10% of your investment amount.

With regards to focusing on one robo platform or many may depends of several factors such as:
1) what type of portfolio does robo advisor?
2) potfolio management fee
Personally i feel that having 1 robo advisor investment is sufficient given that the porfolio is diversify enough.

Just voice in my head:🤯

• limited investing knoweldge , robo is a way

• SRS is use for tax relief for high income. If your tax bracket below 7% then should use cash to invest. As next time you withdraw from SRS @55, need to be careful not to hit the min. tax bracket to avoid tax.

• the robo website got chart calculator to project your future growth up to 30yrs. Alternative, you may use the compound interest calculator;

http://www.moneychimp.com/calculator/compound_i...

• inorder to know how much to invest. You need to know how much $$$ you want at the end of the investment journey. Need to work backward. Invest with a goal.

(A) with the calculator you may work backward to see what is the projected growth rate (x% p.a.) of the chart robo assume.

(B) Then you can determine how much capital you need to grow to that amount.

(C) The capital divided by the investment timeline = the amount you need to invest.

OPINON:
For me i would like to consolidate all in 1 place, easy to monitor. But is just me.