How much investments should a person in their late 20s have?

Rather than trying to gauge how much you should invest by your current age, i think it’s better if you consider your own long-term and short-term investment goals instead as everyone is running their own race!

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this website has a pretty useful investment calculator that calculates the future value of your investments based on factors like your initial investment amount, annual investment amount and return rate, and time horizon. so you can play around with the numbers, and then determine for yourself how much you should be investing now to meet your own future financial goals :)

My best advise would be to avoid looking for a benchmark amongst peers / demographics and focus on your own situation.

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Its a combination of working backwards in establishing goals / objectives for yourself and a reflection of your current situation / earning power.

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Its easy but also dangerous to compare. Set your targets and then set a reasonably path to getting there.

$75K sounds like a good number for your age group. Remember to keep a stash as emergency funds and save up for your bigger expenses along the way ;)

It's based on everyone's personal situation and condition as well when it comes to managing your own investments and money.

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For any one who is in their late 20s, it's actually a very good amount to have invested, but more importantly you need to make sure that you have a long investment horizon so you can ride through the market highs and lows.

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For example, the recent Ukraine situation was a really painful one for many retail investors and we are still riding through this together with portfolio drawdowns with over 40% or 50% of their portfolios wipeout-ed.

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