How much do you spend a month? Incl. expenses, insurance, leisure, debt, etc.?

Here is a guide that you may find useful: Understanding Your Personal Cash Flow

Generally,

Total Expenditure = 50% to 60% of monthly income

Insurance = 10% to 20% of monthly income

Savings & Investment = 20% to 30% of monthly income

How much insurance coverage should You have?

Basic Life Cover = 10 times your annual income

Critical Illness Coverage = 5 times your annual income

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