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niba woba

3d ago

∙

How much do u guys actually keep in emergency fund?

Always hear 6 months of expenses but tbh that feels like alot of money just sitting there doing nothing. do u keep it all in a savings acc or split some into ssb / t-bills? and do u count cpf or not? curious what ppl actually do vs what the internet says lol

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1M45

3d ago

6 month just a guideline.
Most people hoard alot of cash, because they dont invest.
Cpf not counted.
Saving acc & SSB

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