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Anonymous
They honestly seem the same to me. Anything I should be aware of that differentiates them?
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The rebates for these two cards are different and ability to pay insurance premiums are differs as shown in the terms and conditions.
OCBC Cashflo Card
If your monthly billed amount of eligible retail spend is below S$1,000, you will receive 0.5% cash rebates calculated on the total billed amount of eligible retail spend.
If your monthly billed amount of eligible retail spend is S$1,000 and above, you will receive 1.0% cash rebates calculated on the total billed amount of eligible retail spend subject to a cap of S$100 per month.
Transaction classified under the MCC will not be taken into account in the award and computation of cash rebates or in the computation of “eligible retail spend”:
6300 - Insurance Sales, Underwriting and Premiums
OCBC Great Eastern Cashflo Card
All other transactions:
If your monthly billed amount of eligible retail spend is below S$1,000, you will receive 0.3% cash rebates calculated on the total billed amount of eligible retail spend.
If your monthly billed amount of eligible retail spend is S$1,000 and above, you will receive 1.2% cash rebates calculated on the total billed amount of eligible retail spend, subject to a cap of S$100 cash rebate per month.
Transaction classified under the MCC will not be taken into account in the award and computation of cash rebates or in the computation of “eligible retail spend”:
6300 - Insurance Sales, Underwriting and Premiums (with the exception of GE insurance premiums)