How is HSBC Term Protector? 40% perpetual discount is pretty attractive, but how is it as compared to other insurers as a term plan with CI coverage?

HSBC Term Protector offers a 40% perpetual discount, which is quite attractive. You can take look at this comparson page of other insurers offering term plans with critical illness coverage, and consider the relevant factors like coverage, premiums, and customer service.
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Some things to note about HSBC Term Protector compared to other insurers include the specific coverage details, terms and conditions, and any additional benefits or riders offered. It's advisable to carefully review and compare these aspects before making a decision.
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As HSBC is a bank offering insurance products, there may be differences compared to traditional insurance companies. While the claim process may vary, it's essential to consider factors like claim settlement reputation, customer service quality, and ease of communication when deciding between a bank and a traditional insurance company. It's recommended to read reviews and gather information to make an informed choice.