How does the Citi Clear Card fare against the Maybank eVibes Card?

Hi Anon,

I'm assuming that you're considering applying for either one of these 2 cards because you're a uni student. Both of these cards are decent for this age demographic, however, I think that the Maybank eVibes Card edges the Citi Clear Card. Here are each cards' respective perks and rewards:

Citi Clear Card

• 1 Point (0.4 miles) per S$1 general spend

• No minimum spend requirement

• S$500 credit limit

• Receive S$20 cashback w/ S$50 spend in 1st month

• $29.96 Annual Fee, only waived for the first year.

Maybank eVibes Card

• 1% unlimited cash rebate on all spend

• No minimum spend requirement

• S$500 credit limit

• S$5 quarterly service fee waived 2 years, then with use of card at least 1x/quarter

• Access to Maybank TREATS discounts & privileges

• Receive Adidas wristwatch (worth S$120) on 1st charge, during 1st month

• Annual Fee of $20- Waived if you use the card minimally once every three months

If you're looking to accumulate miles, and refuse to look at any other cards other than these 2, then I would reluctantly say that the Citi Clear Card would be the better option for you. However, since Citipoints expire after a year, you'd be unable to meaningfully accumulate enough miles to redeem something of value, and hence I'd suggest that getting this card is rather counter-intuitive.

The Maybank eVibes Card would be a better option for uni students, as the 1% cashback and no minimum spend is definitely a better option- every cent helps during the most broke period of your life hahah

Hope this helps!