How do you think we can fast track our way to financial independence/ aka retirement in Singapore?

Increase your income by investing in skills.

Decrease expeditures by living below your means.

Use credit cards for cashback and to build credit score.

Invest progressively and use time to compound your money.

Increase your income from your main job by strengthening your strength

reduce your expenses by cutting down unnecessary items ( you dont have reduce your lifestyle quality alot but ya cut down unnecessary expenses)

Cut back on small expenses for a start and accumulate them through investment. Starting early helps with compounding

CPF is not the way to go, since this option can only be utilized at a later part of your life.

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If possible, go the unconventional way, be your own boss instead of a salaried employee.

Learn and invest.

Know where you should spend on, and what you can save.

Know that this journey is not easy and be careful - high risk, high returns.