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Curious what this group uses to track retirement readiness. Most calculators I've seen online don't account for CPF properly — especially MA overflow rules and CPF LIFE payouts.
I've been using the 25x rule as a rough guide (25x annual retirement expenses = your Freedom Number), but keen to hear how others approach this.
Also built a free 60-second quiz to get a quick score if anyone wants to try: danihokup.gumroad.com/l/retirement-check-free
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