My take is, so long as the bank is able to give me monthly paper statements. I will go with that bank, which OCBC still does. All banks are about the same, there is not much to compare about. I choose OCBC because it is near my residence.
For my insurance, review it once a year to see if need to cover myself more or change my plans. However, it will be good if you are able to get a IFA because they will have all excess to the various products in the market. Rather than FA from one company, which can only sell that company's product. You can't disagree that Company A always provides the best product out there. Hence, you need a IFA who can compare all the products for you.
My take is, so long as the bank is able to give me monthly paper statements. I will go with that bank, which OCBC still does. All banks are about the same, there is not much to compare about. I choose OCBC because it is near my residence.
For my insurance, review it once a year to see if need to cover myself more or change my plans. However, it will be good if you are able to get a IFA because they will have all excess to the various products in the market. Rather than FA from one company, which can only sell that company's product. You can't disagree that Company A always provides the best product out there. Hence, you need a IFA who can compare all the products for you.