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Charmaine Ng
23 Jun 2019
The Value Maximizer at @ Every Ma La Xiang Guo Stall
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Banks require
1) Income proof (so a few months of income that they are assured of your ability to repay loan)
2) Residential Proof that you are living long term in Singapore
3) Letter from your company on your position and salary (on capability to repay in long term)
usually if you have the 3 above, you are good.
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Not necessarily. Most of the time, foreigners will need to will need to meet a higher income require...
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Licensed money lender in my opinion is just loanshark with a better name.
Usually for foreigners you can still take out a loan/credit card; just that they would have higher income requirements for you. I do not think a guarantor is necessary; but please provide the necessary documentations.