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Anonymous

13 Jan 2026

∙

How do I get back on track with good financial habits?

I used to be a saver. But ever since I had difficulty finding proper full time jobs as a fresh graduate before, I started to spend more money. And now things have been a bit more stable, I want to know how can I budget my money better and learn better financial habits.

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Discussion (13)

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Ace

12d ago

Start tracking spending

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Chin Guo Qiang (CSM / CAL / ITIL4)

11 Feb 2026

Principal Engineer at Defence Science & Technology Agency

Maybe can start with personal savings goals

If you have OCBC 360 account, the "Savings Goals" feature can help you out.

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YOC

01 Feb 2026

Start small, 1 habit at a time.

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Citee Hong

31 Jan 2026

Go slow

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Ellena

18 Jan 2026

What did you use to do when you were once a saver?...

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Does it make more financial sense to purchase a COE car (Cars renewed for 5 years, but i get no money back) or a newer car that allows me to get back the PARF value?

I frequently pay for my friend's meals because I have cash float. Is there a better way to track who I have been lending it to (so that I can get my money back too)?

Is it true that compared to non-digital financial company who has a third-party bank account nominee, you transact directly to digital platforms so if they were to close, you cant get your money back?

But tiger dont get automatic API to track?, do stock cafe have financial advisor i can work with?

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