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Anonymous

13 Jan 2026

∙

How do I get back on track with good financial habits?

I used to be a saver. But ever since I had difficulty finding proper full time jobs as a fresh graduate before, I started to spend more money. And now things have been a bit more stable, I want to know how can I budget my money better and learn better financial habits.

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Discussion (11)

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YOC

7d ago

Start small, 1 habit at a time.

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Citee Hong

8d ago

Go slow

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Ellena

21d ago

What did you use to do when you were once a saver?

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Kent Toh

24d ago

Consultant at Sprinklr

It is very normal to spend more as you go through adulting.

Stay focus, and be aware. You are already on your first step to get back on track.

Now, just do what you need to do - Save.

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tinycents

25d ago

Try different ways until something works for u. start small. baby steps....

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Does it make more financial sense to purchase a COE car (Cars renewed for 5 years, but i get no money back) or a newer car that allows me to get back the PARF value?

I frequently pay for my friend's meals because I have cash float. Is there a better way to track who I have been lending it to (so that I can get my money back too)?

Is it true that compared to non-digital financial company who has a third-party bank account nominee, you transact directly to digital platforms so if they were to close, you cant get your money back?

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