How do I choose a right investment savings plan?

Most actively managed funds underperform their benchmark indices over the long run.

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You are better off choosing a globally diversified passively managed fund/ETF such as VT. This way, you don't have to worry about countries or sectors underperforming. The next thing that matters will be fees. Find the lowest-cost solution that you are comfortable with.

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In the long run, most of your investment savings plan returns go to paying management fees, what they purchase for you in the investment savings plan, you have access to it too (most of it). You can meet up with an advisor and understand what suits you best and then you replicate the strategy yourself.