F&B businesses should have Public Liability Insurance with Food Poisoning Extension. This will cover them if their customers suffer food poisoning. Also covers them if customers injure themselves in the F&B premises, e.g. slips and falls from wet floors. This pays for lawyer's fees and damages/settlements, which in severe food poisoning cases like the one above, can easily amount to tens or hundreds of thousands of dollars.
Most landlords will also request for a mandatory Public Liability Insurance policy as part of the lease agreement. Landlords may also require tenants to maintain Commercial Property coverage.
F&B businesses should have Public Liability Insurance with Food Poisoning Extension. This will cover them if their customers suffer food poisoning. Also covers them if customers injure themselves in the F&B premises, e.g. slips and falls from wet floors. This pays for lawyer's fees and damages/settlements, which in severe food poisoning cases like the one above, can easily amount to tens or hundreds of thousands of dollars.
Most landlords will also request for a mandatory Public Liability Insurance policy as part of the lease agreement. Landlords may also require tenants to maintain Commercial Property coverage.