facebookHow do credit cards work? Thinking of applying for one but want to know more about the limit, interest, and such? - Seedly

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Olivia

22 Feb 2021

Credit Cards

How do credit cards work? Thinking of applying for one but want to know more about the limit, interest, and such?

When we apply for a credit card, do they come with a bank account attached to it? I'm planning to apply for one with Citi.

Also is it possible to not use the credit limit given so I just use below the balance i have in the account so I do not have to pay the hefty interest fee that our parents always preach about credit cards?

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