How different is the new Maybank's Fullerton Total Return Multi-Asset Income from the MoneyOwl's Wiseincome one?

They are similarly structured, but different in their portfolio allocation and distribution.

Fullerton Total Return:

1. Portfolio allocation:

• global equity 60%, Asian bond and cash 40%.

2. Distribution:

• accumulate, 4.5% payout, 6.88% payout.

MoneyOwl WiseIncome:

1. Portfolio allocation:

• global equity 30%, S-REIT 30%, Asian bond 28%, gov securities 10%, cash 2%.

2. Distribution:

• accumulate, 4.5% payout, 8% payout.