How did you decide when you want to retire, and when did you start saving for retirement?

Perhaps you could start off by painting a picture of what kind of retirement you envision to have and break it down into smaller aspects so that it is easier for you in the planning process.

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Some questions to think about would be: what is the estimated amount you wish to have, how long would you need to take to reach that amount, what kind of avenues can help you grow your money etc.

I started to save for retirement when im 30.

Everyone definition of retirement is different. For me, I would want to drive grab later in my years and retire later because i cant stand just sitting idle. For retirement wise, im pretty sure the cpf is very well equipped to handle that.

I have not decided if I'd want to retire but I'm still saving a bit here and there in case I can't work -- however, I couldn't help but think actually I won't know exactly when I'll leave this earth so there's a tug of war in my mind between "save more in case you live long" and "just enjoy the moment now in case you die tomorrow" and I just try to balance the tension by not focusing too much on either. Instead, trying to compromise both saving & enjoying the moment.