Anonymous
Given the guaranteed 2.02% p.a. for the first 3 years and thereafter, the crediting rate will be according set to prevailing market rates.
Also, does the additional 0.3% of loyalty bonus applies to only the first 3 years or subsequent years as well?
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Loh Tat Tian
26 Feb 2020
Founder at PolicyWoke (We Buy Insurance Policies)
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You will need to be very specific on the product that you are mentioning.
The 2.02% appears to be 1.80% currently, for Elastiq.
the 0.3% loyalty bonus is every 3 years with Elastiq.
There are other threads which have talked about it too.
There are many answers on this already.
https://seedly.sg/questions/anyone-tried-etiqa-...
https://seedly.sg/questions/for-etiqa-elastiq-w...
https://seedly.sg/questions/any-thoughts-on-ela...
https://seedly.sg/questions/is-etiqa-elastiq-an...
Have fun reading it.