How can you payback CPF OA accrued interest due to housing loan?

Upon paying the accrued interest using cash, does that mean the $$ go back to OA or SA? Will that add to your cash out payment after putting aside retirement fund at 55?

Hi Alfred,

Yes, you may make a voluntary refund, capped at the full principal amount you have withdrawn for the property with the accrued interest. You can submit your application:

1. Online by clicking here and following the steps below:

• Log in to CPF website with your SingPass

• Select “My Requests”

• Under “Property”, select “Make a Housing Refund with Cash”

• Click “Start”

• Select the property, key in a refund amount, and click “Next”

• Read the declaration and click “Submit”

• Select the mode of payment

• Make the payment

Refer to the step-by-step guide for more details:

• Make a Housing Refund with Cash (eNETS)

• Make a Housing Refund with Cash (PayNow QR)

2. Through myCPF mobile app by following the steps below:

• Log in to myCPF mobile app with your SingPass

• Select “My Services”

• Select “Housing Refund”

• Select the property, key in a refund amount, and click “Next”

• Read the agreement. If you agree, tick the checkbox

• Click “Confirm”

• Select the mode of payment

• Make the payment