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Anonymous
How can I maximise my Credit Card cashback? (DBS/POSB Only)?
I currently have the POSB Everyday, DBS Livefresh and DBS Black Visa cards.
Wanted to cancel the Livefresh card, but was advised to keep it to earn the cashback.
I regularly spend $1.5k on Shopee for work and about $1k on Grab and FoodPanda.
Other miscellaneous expenses:
Petrol - Everyday Card
Telco Bills - Black Card
Dining - Black Card
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From what you've said, I think canceling the live fresh card might be best if I were in your position.
Live fresh earns the highest cashback when you spend across multiple catagories (eg. Paywave, online etc.) and your spending looks like it's mostly online.
However, if you are maxing out on your cashback for the everyday card, and don't feel like pending more on your black card then keeping the live fresh is fine. But you can just spend on your black card anyway.