Hot Take: Fire insurance is not enough to protect your home. You need home contents insurance, too.

There were about 437 non-building structure fires reported in 2020, but a standard fire insurance plan only covers the structural damage and fixture and fittings of a building.

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Should the worst happen to your home and you lose everything in it, will you have the funds to replace your work computer and household appliances like your washing machine, refrigerator or stove? How about your thousand-dollar gadgets and other prized possessions?

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To fully protect your home, you'll need home contents insurance.

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https://ohmyhome.com/en-sg/blog/what-you-need-k...