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High Yield Savings Account for Fresh Grads
Hi I'm a fresh grad that will be starting to work soon in around July/Aug. I know that currently OCBC 360 and Standard Chartered Bonus $aver is the most practical for me due to them giving me the highest interest rate.
However, we all know interest rate will fluctuate with the economic outlook and based on your experience, which bank will have highest interest rate throughout the years?
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HSBC has a 5% + account but the 5% is only for incremental value
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Interest rates fluctuate so don't keep all in the bank, can put a bit in SSB those as well.
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None. All banks will change their interest rate accordingly. If you really want a fixed interest rate and don't mind the illiquidity, try fixed deposit then.
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There is no such bank will be highest throughout the years, as such normally I rotate the funds depe...
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Uob one account is not bad too. but there is no one bank with the highest interest, i know of people who have multiple accounts.