Hi, Which funds will you choose to invest from these 3 choices and why? Infinity Global 500 Schroder Asian Income Nikko Japan Dividend Equity?

Hi anon,

The funds are different in composition and sector, and you can't compare them directly.

Infinity Global 500 replicates S&P 500 and is 100% US Equities

S.A.I. is a balanced fund focused on A/P equities and bonds

Nikko Japan is a Japan centric equity fund.

Which fund suits you best will have to depend on what you are looking for and whether you feel that buying a fund is better than say, picking a stock directly. After all, if you only have $5000, you probably won't want to spread it over 5 stocks, as the costs are too high.

First, I am a stock picker and I prefer to hold fewer securities than and a fund would.

But if I were to buy funds, I would prefer to go for equity ETFs. Simpler and cheaper. I don't need to think about which fund can beat the index.

But that said, I would prefer to buy an actively managed bond fund rather than an ETF. This is because most bonds are OTC and market is not as liquid. There's a higher chance to do better than an ETF.