Hi, where do you all park your emergency funds? Do u leave it as cash or invested in something liquid? Why? If invested, what kind of volatility are you looking at?

I leave it as cash in singlife and Endowus cash smart which invest in money market funds, not Fully liquid but relatively safe.

Emergency funds should be kept as liquid as possible. If you have access to high yielding bank accounts, that will be ideal if you need immediate access to cash.

Next best alternative would be the Singlife account. But if you don't already have it, new applications are now on hold until further notice. This will be good for up to 10k of funds at 2% p.a.

After Singlife, I'll say Endowus' Cash Smart will be good. Do note that it will take a few days to liquidate so you need to plan your cash flow around this.

Half of the 6mths in saving dbs multi, half split between singlife and dash

Rest of not so urgent in various portfolios of stashaway, syfe and SSB

Some potential options, based on the timeframe.

Cash in savings account. (Immediate)
Singlife account. (Hours/days)
StashAway Simple. (Days)
Bond funds. (Days)
Singapore Savings Bonds. (Months)