Advertisement

Anonymous

06 Dec 2025

∙

Hi so I’m new around here and idk what do I do with my money at the moment. So how do I plan out my funds? I’ve been following the 50, 20 30 method of saving and separating my funds but is that enough

Hellooooo

14

Discussion (14)

What are your thoughts?

Learn how to style your text

YOC

01 Jan 2026

Slowly build up ur emergency funds, a small nest and start to invest bit by bit

Reply

Save

View 1 replies

Just Me!

30 Dec 2025

Did you try Kakeibo method?

Reply

Save

Wong Zhi Bin

14 Dec 2025

Mybe should DCA

Reply

Save

Shirley

10 Dec 2025

Nice, you’re on the right track. The 50/20/30 method is good for starting out, and you can fine-tune it once you know your spending habits a bit better

Reply

Save

Jason Wong

09 Dec 2025

50 20 30 guideline is a good start. Consistancy is the key. Keep up the good work!

Like the pre...

Write your thoughts

Related Posts

Hi, I've emergency savings, purchased SSB and a unit trust. I'm also saving for a house. Is my financial portfolio diverse enough at the moment or should I invest in REITs/stocks? I'm stuck between putting my money into savings or investing?

Hi, I'm 28 years old, planning to put my money somewhere instead of bank. Should I do short term endowment plan (10 to 20 years) or long term (until 100 years of age)? Or retirement plan? Thank you?

Hi everyone, this is a follow up question. Plan A is to park my savings in high interest account until my dad secures a job during this pandemic. Plan B is to invest in dividend funds. More below. What are your thoughts?

I have 50% of my savings invested (40% SWRD, 8% US stocks, 2% others). For the remaining 50% in bank, I plan to keep 20% cash (emergency, expense), what should I do with the remaining 30%?

I'm in my 20s and I have some emergency cash stashed aside. My plan is to save up a separate sum of money just for investing, Am I being too prudent?

Related Posts

Hi, I've emergency savings, purchased SSB and a unit trust. I'm also saving for a house. Is my financial portfolio diverse enough at the moment or should I invest in REITs/stocks? I'm stuck between putting my money into savings or investing?

Hi, I'm 28 years old, planning to put my money somewhere instead of bank. Should I do short term endowment plan (10 to 20 years) or long term (until 100 years of age)? Or retirement plan? Thank you?

Hi everyone, this is a follow up question. Plan A is to park my savings in high interest account until my dad secures a job during this pandemic. Plan B is to invest in dividend funds. More below. What are your thoughts?

I have 50% of my savings invested (40% SWRD, 8% US stocks, 2% others). For the remaining 50% in bank, I plan to keep 20% cash (emergency, expense), what should I do with the remaining 30%?

I'm in my 20s and I have some emergency cash stashed aside. My plan is to save up a separate sum of money just for investing, Am I being too prudent?

Advertisement