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Anonymous

28 Jul 2022

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Hi Seedly community! Just purchased a new launch condo (TOP 3 years later), am looking for recommendation of banks, wondering what interest rates is attractive. What rates are you guys looking at now?

Also, should I use up all my CPF OA? Or keep some in OA still? Thanks!!

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1M45

Edited 28 Jul 2022

Link to compare mortgage.

https://www.propertyguru.com.sg/mortgage/home-l...

Keep some as safety net.
If job loss you still can use cpf to pay instead of cash.
Else u have to hold large amount of cash, just in case.
Use combination of cash & cpf for monthly instalment.

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