Hi Seedly Community, at what point should couples start talking about money: before ROM, after, or only once assets are involved?

It is simple, right at the start.

Can start talking about money when this appears :

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Ai BTO mai ?

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The cold hard truth for every couple, unless family backg allows for private housing or so

Before the ROM (Registration of Marriage). Waiting until assets are involved is a bit like waiting for a storm to hit before checking if the roof has leaks. By then, the stakes are high, and the stress is even higher. Talking about money isn't just about spreadsheets; it’s about aligning our values, goals and financial baggage.

Money talks can happened at different levels - from dining out together (split bill, dutch-style or u buy meal vs i buy bbt) to holiday expenses, gifting expectation, buying house, etc...

So yeah, it can happened even right at the start of courtship!