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Anonymous

04 Jan 2021

∙

Hi! Recently, i applied for a credit score and was shock to receive a grade of HX! Prior to this, i have never applied for a single credit card nor any loan. Any advice on this?

Hi! Recently, i applied for a credit score and was shock to receive a grade of HX!

Prior to this, i have never applied for a single credit card nor any loan.

Any advice on how to improve a credit score of HX?

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Roy Toh

23 Jul 2024

Is it because someone has a writ of summon against you?

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Musyaffaq

04 Jan 2021

Business Studies Graduate at Ngee Ann Poly

Actually if you never open any form of credit, your first grade should be GX (it was for me). HX if I’m not wrong means you alr got some credit history... so this one I’m not too sure! If someone who knows can share, please do!!

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1M45

04 Jan 2021

Have you started working? If not no hurry to apply, after u come out and work , those pesky credit c...

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