Advertisement

Anonymous

04 Jan 2021

∙

Hi! Recently, i applied for a credit score and was shock to receive a grade of HX! Prior to this, i have never applied for a single credit card nor any loan. Any advice on this?

Hi! Recently, i applied for a credit score and was shock to receive a grade of HX!

Prior to this, i have never applied for a single credit card nor any loan.

Any advice on how to improve a credit score of HX?

4

Discussion (4)

What are your thoughts?

Learn how to style your text

Roy Toh

23 Jul 2024

Is it because someone has a writ of summon against you?

Reply

Save

Musyaffaq

04 Jan 2021

Business Studies Graduate at Ngee Ann Poly

Actually if you never open any form of credit, your first grade should be GX (it was for me). HX if I’m not wrong means you alr got some credit history... so this one I’m not too sure! If someone who knows can share, please do!!

Reply

Save

View 1 replies

1M45

04 Jan 2021

Have you started working? If not no hurry to apply, after u come out and work , those pesky credit c...

Write your thoughts

Related Articles

Related Posts

Hi! Anyone applied for Maybank Visa Infinite card recently? Doesnt seem like I can apply, have to apply for interest first? Anyone have DP when i will receive my card? Thanks!

I recently applied for a Revolut card and only applied once but I'm receiving more than one. Do I need to return them? Is it dangerous (eg. getting charged more) to be receiving more than one card?

Is there any impact to credit score for applying, getting welcome bonus, cancelling credit card and repeat? Will it be more difficult to get a new credit card with the same bank in the future?

Is having a credit card important to build a good credit score? When will a good credit score be useful? (Like real life example of needing a loan)?

I am currently a student (above 21yo). I have a few debit cards used for shopping and daily needs. I dont have any cashflow issues or budget problems, and I do not spend unnecessarily. Should I apply for a credit card to improve my credit score?

Related Products

Standard Chartered Simply Cash Credit Card

4.2

171 Reviews

Standard Chartered Simply Cash Credit Card

Up to 1.5% on eligible spend

CASHBACK

Unlimited

CASHBACK CAP

$30,000

MINIMUM ANNUAL INCOME

UOB One Card

4.1

163 Reviews

DBS Altitude Visa Signature Card

4.3

98 Reviews

Related Posts

Hi! Anyone applied for Maybank Visa Infinite card recently? Doesnt seem like I can apply, have to apply for interest first? Anyone have DP when i will receive my card? Thanks!

I recently applied for a Revolut card and only applied once but I'm receiving more than one. Do I need to return them? Is it dangerous (eg. getting charged more) to be receiving more than one card?

Is there any impact to credit score for applying, getting welcome bonus, cancelling credit card and repeat? Will it be more difficult to get a new credit card with the same bank in the future?

Is having a credit card important to build a good credit score? When will a good credit score be useful? (Like real life example of needing a loan)?

I am currently a student (above 21yo). I have a few debit cards used for shopping and daily needs. I dont have any cashflow issues or budget problems, and I do not spend unnecessarily. Should I apply for a credit card to improve my credit score?

Advertisement