Hi. May I check does anyone knows if there a cap on how much i can claim for early CI? i have early CI plan from 2 insurers.

Hi anon,

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Early CI claims are subject to the individual insurer's claim limits.

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For most insurers, this is in the range of $250K to $350K. It will be stated in your product summary.

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However, this also means if you have two early CI plans from two different insurers, you can claim on both.

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For late CI, the aggregate sum assured is around $3M typically, and includes the early CI portion, on an individual life, across all insurers.

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Hope that helps.

Unless your early Critical Illness coverage crosses more than a few million dollars, otherwise, upon the admission of an Early Critical Illness claim, both insurers should issue the payout to you.

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For the exact maximum sum assured, it is best to check with your Insurance Agent directly.