Hi! Is ocbc Premier Dividend+ Savings Account 3.7% worth it? Sounds good than to put in tbills now. Is there any catch? Thanks!

You save with UOB , you can get interest rate up to 3.8%

The OCBC Premier Dividend+ Savings Account offering 3.7% interest sounds like a potentially better option compared to T-bills if we are just looking at latest trend of the t-bill yields going into 2024 (latest yield for 6-months is 3.58% and for 1-year is 3.47%). Still, T-bills introduce less potential catches such as minimum balance requirements, fees, or restrictions on withdrawals that come with savings accounts.
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Also, you can look further for investment options that can help diversify your portfolio, eg. long-term n short-term opportunities