Hi. if unfortunately i discover a medical condition during the 90 days waiting period for my ISP. Can I claim for that condition if i hospitalised after waiting period?

Hi!

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I'd recommend you to ask your personal financial advisor on regarding to this matters as he/she should understand your current situation better than us.

It depends on the exact medical condition, as well as its severity. This is because a waiting period applies for certain medical conditions only.

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As a result, I'm sure that most of us here won't be able to give you an affirmative answer that you are looking for. Instead, I would encourage you to check the situation with your Insurance Agent, whom I believe is in a much better position to advise you on this matter.

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Generally, you may be required to declare this condition to the insurer to see if they are willing and able to insure you at the same terms as before. Thereafter, we would know whether you would be able to submit a claim for that medical condition.