Hi, I intend to make a $3500 purchase & would like to sign up a new credit card to earn any signup deal or cashback. Any recommendations?

I recently came across an offer for a $350 sign up bonus on this new Citi cashback + credit card on a site called Singsaver - I've never used it before but heard of it from my friends. May be of interest https://www.singsaver.com.sg/credit-card/citi-c...

It depends on your preference.

If you love travelling and don't mind delayed gratification, then go for miles card. Additionally, some miles cards allow you to pay for your purchases by using the miles (more often than not, it is not worth it). As as result, the card is highly specialised for travel usage.

On the other hand, if you prefer money and instant gratification, then go for cashback card. In essence, it works as simply as it should be - you spend money, and you receive a percentage back. As usual, the more you spend, the more cashback you get in return as well (not just limited to miles card).

For miles, you may consider Citi Premier Miles - gives 10k miles when you spend $3k within 3 months.

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