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Anonymous
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FDs the current rates for Cimb should be not bad
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Hsbc ega
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Or Standard Chartered eSavers Account (https://www.sc.com/sg/save/savings-accounts/esaver) - which gives 3.80% p.a. interest for fresh funds?
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How about HSBC eGA Account - which even offers quite a good interest rate (compared to FD) ?...
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Unless your bank's fixed depost give you a better rate, I feel T-bills will be the safest and most reliable. You will get back $40k after 6 months.