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In singapore, it is recommended to get a Integrated plan on top of medishield. Of course, if you are ok with the public basic wards, you can go for the cheapest plan available. At least it comes with a higher claim limit per annum.
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No need upgrade, if you are also ok with possible long waiting times, hospital conditions and the cl...
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Usually Medishield Life cover is good enough if you need a basic ward (Quote: B2/C-type wards in public hospitals and will cover a certain portion of your bill). For some condition/cases, it does not cover the full bill, but the rest can be covered by Medisave. Need to ensure Medisave balance have enough.
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Find out more here: https://www.moh.gov.sg/cost-financing/healthcar...