facebookHi! I am currently a student and I have around 30k savings. What should I do with it? I tried reading some of the articles but there's just too many types of investment. What would you recommend for a beginner? - Seedly

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Hi! I am currently a student and I have around 30k savings. What should I do with it? I tried reading some of the articles but there's just too many types of investment. What would you recommend for a beginner?

Discussion (25)

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You may want to park your money in Singapore Savings Bond for the time being, because the interest rate in recent months is at a record high (2.8% to 3% average over 10 years. It is totally risk-free and you can withdraw anytime:

https://learninginvestmentwithjasoncai.com/2021...

Next, I think you can try learning to invest on your own and learn how to grow your wealth faster over the long term.

There are many talented Singapore Financial YouTubers and you can watch their videos to learn more about personal finance and investing:

https://learninginvestmentwithjasoncai.com/2022...

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I think you should just keep the cash now and wait for better investing.

Victor

24 May 2021

Financial Service Consultant at AIA

Maybe you can look at ETF funds which is diversify in nature, generally lower the overall risk level.

Maisul

13 Aug 2020

Youtuber at Google (Channel : Say Do Invest)

That is alot for a student to be honest.

You can consider stock market investing, investing in pro...

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