Hi, I am 22 y/o male foreigner in Singapore. Are there any recommendations on hospitalization and CI plans?

Hi Jayden,

CI policies would cover you globally regardless of where you are. Hospitalization plans would cover emergency overseas medical treatment in general (which means it's probably life threatening in this case), routine procedures, etc, would probably not be covered. If you are leaving Singapore permanently, it would make more sense to get coverage in your new country of residence for hospitalization plans, but keep your CI policy.

Claim policy is not impacted. Claims continue to be paid if they are valid. You should get a CI policy if you have a lack of CI coverage, and not solely because of some change in definition. You can opt to pay your premiums over 15 or 20 yeasr, ensuring that you leave money in Singapore to finish the premiums should you leave Singapore. Claims can still be made by sending evidence back to Singapore should you need to do so.

Hi there. As a foreigner your choice of hospitalisation plans in Singapore is limited. There are only a few insures that provide for foreigners.

Both hospitalisation and CI plans cover worldwide so you don't have to worry.

The CI definitions have essentially already been changed, so you don't have to be compelled by it anymore. In fact good news is, there are going to be even better CI plans being launched very soon across insurers (insider news).

You can reach me here to find out more. I cover 9 major insurers including Aviva, NTUC etc. Many of which have insurance for foreigners.