facebookHi guys! I need help in deciding which portfolio to choose in Endowus. Im 34 years old, can take risks and hold long term (using SRS for Endowus). 3 options that I’m looking at.. thanks! - Seedly

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Anonymous

04 Jan 2022

Robo-Advisors

Hi guys! I need help in deciding which portfolio to choose in Endowus. Im 34 years old, can take risks and hold long term (using SRS for Endowus). 3 options that I’m looking at.. thanks!

Which would you recommend (any reasons)?

1) Put $15k into fund smart - LionGlobal Infinity U.S. 500 stock index fund on endowus

2) Put $7.5k into Core Investment (100% equities) + $7.5k into LionGlobal Infinity US 500 stock index fund

3) Put $15k into Core Investment (100% equities)

Thanks!

Discussion (2)

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Clare

06 Jan 2022

Writer at Financial Avocado

I started with 3) and its been giving decent returns so far since Aug 2021. I recently started a small amount into fund smart - Franklin Technology Fund - which holds all your big tech (FAANG etc). Past 2 years annual return 30+%. Caveat is the 1% expense ratio which I admit is quite high, but I am pretty confident of those companies for the long term (30y horizon) to easily cover the expense. I also see this as my satellite to my core / for experimenting.

I'd just go with their Flagship Core 100% Equities.

Or if you want, you can put 5k into each of your 3 suggestions. End of the year see which portfolio yields you the most returns and convert everything into that porfolio. The Flagship Core 100% Equities portfolio already has the LionGlobal US500. So you can use this experiment to see if the other funds can help you outperform the US 500.

Just my 2cents worth. You do you.

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