Hi guys. I have a HSBC savings/invest account that I put in $250/mth for the last 8 years. Returns aren't great but at least its steady. Should I surrender it and place it in a robo with lower cost?

The bank probably invest in unit trust.
Not a fan. Coz management fee eat up the profit. Anything more than 0.5% is ex.

It is much cheaper to DIY.
If you want passive investing just buy an index fund. 0.0x% management fee

If you like stock picking, need to study abit.

You should first identify the use of these funds. Are they emergency funds or spare cash or for daily expenditure? If they are spare cash, check how much you are able to risk losing. This is the amount you can invest with.

For roboadvisors, personally going with AutoWealth for cash investments due to the low cost, individual custodian account and personal wealth manager to attend to your needs.

If you are looking to DIY, you can take a look at the article on Seedly comparing the fees on different brokerages.