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Anonymous
Singlife - $10k
Singtel Dash - $2k/month from salary, started in early July
Etiqa Elastiq - $26k (for $100 encashable credits)
Stocks - $10k
Endowus - $200/month. I put $1k into a 100% stocks portfolio when markets dipped.
Unit trust - $100/month via DBS
I keep my remaining cash in my bank account for liquidity, which includes 6 months of salary. I feel like my portfolio can be consolidated but not sure how to go about doing so.
Thanks in advance!
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Gabriel
07 Aug 2020
Undergraduate at National University of Singapore
Hey Anon, your allocation looks pretty good in my opinion!
Personally, most of my funds are stored in Singlife (2.5% p.a) and Etiqa Elastiq (2.02%). In the event Singlife lowers the interest (since it's not guaranteed), I'll move the funds over to Elastiq. And in 2022, once the guaranteed 2.02% p.a for Elastiq expires, I will consider moving it to Endowus Cash Smart or whichever has the best rates then.
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I put my cash in Stashaway Simple! Even though its only an estimated 1.9% interest rate, it's still ...
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