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The returns is super low, the website say 1.8% pa. I don’t even think that can be considered investment. I won’t try it..... It feels more like a cash account/ money market fund to me. Even Singlife offer higher interest with capital guarantees under SDIC.
From Grab
“Earn 1.8% returns p.a.* with just a dollar”
“Estimated returns are not guaranteed or protected”
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Think is a money market. Only useful if u are freq user of grab pay.
Money market usually is where investor park their unused capital. For parking only. Not actual investment