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Anonymous
My company credit salary by cheque instead of GIRO :( currently looking at CIMB Fastsaver (1%) and OCBC Bonus+Savings Account (up to 1.45%), any review on OCBC Bonus+Savings Account?
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Temporary User
18 Aug 2019
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CIMB, because I don’t think you need to make sure you deposit every month.
I just did a quick check, Ocbc needs 500 deposit too.
Citibank Maxigain, if you have 70k min and can do a 1 dollar top up at least every month is better! Do correct me if I’m wrong because that’s what I saw on their calculator.
Singapore Saving Bonds! Provided the interests is good too. Safe!
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Would recommend using CIMB FastSaver instead of OCBC 360 account. The reasons are as follows:
1) OCBC requires you to credit your salary of at least S$2000 through GIRO. (Which your company provide your salary as cheque will not meet the requirement)
2) You need to increase your account balance by S$500 compared to the previous month then you are entitled to the Step-Up bonus.
3) If you are looking for pure saving without applying any credit card to spend at least S$500 to hit the minimum requirement. Then CIMB FastSaver is the right one to choose.
You might want to check out using the Seedly saving account calculator and the best saving account to do your own diligence:
https://seedly.sg/tools/savings-account-calculator
https://www.google.com/amp/s/blog.seedly.sg/bes...